Critical illness insurance provides a lump-sum payment in-case the policyholder is diagnosed of a health related condition of a serious nature. Some of these common critical illnesses include: Heart attack, Cancer, Paralysis, Coronary artery bypass surgery, Major organ transplant (e.g. heart, lung, liver, pancreas), Stroke, Kidney Failure.
Features:
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Healthcare costs have been growing faster than general inflation in the last decade.
Episodes of critical illness, hospitalization, and medical procedures can happen to anyone, anytime
Enjoy high cover at an affordable premium
Get protection from well defined benefits
HDFC life Easy Health can work like a top up to your already existing health plan too
Benefits:
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Daily Hospital Cash Benefit:
1. 1% and 2% of sum insured shall be payable per day in case of Hospitalization on admission into Non ICU room and ICU Room respectively
2. Benefit payable shall be for a maximum of 20 days (for Non ICU room) and 10 days (for ICU room) per year
3. Benefit payable shall be for a maximum of 60 days (for Non ICU room) and 30 days (for ICU room) during the policy term
Surgical Benefit:
Lump sum payout up to 100% of the Sum Insured against 138 surgeries, based on the severity of the surgery
Critical Illness Benefit:
100% of the Sum Insured shall be payable in case diagnosed with any one of 18 Critical Illnesses specified
